Individual loan
Unskilled Labour
- Very Mobile
- Not Skilled
- Irregular / Low income
Applicable products
Personal loan, School fees loan, Leases
Risk acceptance criteria
- Customer must have evidence of reasonable sources of income
- Customer does not have any non-performing loan
- Customer must have a verifiable means of identification in addition to BVN/NIN
- Customer must have an active bank account
- Guarantor with verifiable income is required