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Individual loan

Skilled Labour

  • Very Mobile
  • Skillful
  • Irregular / Low income
  • Salary may not be regular

Maximum loan

₦500,000

Age20 – 50

GuarantorRequired

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Applicable products

Personal loan, School fees loan, Leases

Risk acceptance criteria

  • Customer must have evidence of reasonable skills and income
  • Customer does not have any non-performing loan
  • Customer must have an active bank account
  • Customer must have a verifiable means of identification in addition to BVN/NIN
  • Guarantor with verifiable income is required

Other individual markets

Salary Earners – Private Up to ₦1,000,000 Salary Earners – Public (Civil Servants) Up to ₦1,000,000 Unskilled Labour Up to ₦100,000 Self Employed – Artisan Up to ₦300,000 Self Employed – Professionals Up to ₦1,000,000

We are Kobo Lenders, your preferred Partner in Financial solutions

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