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Our Services

OUR SERVICES

Personal Loan

This is an amount of money you can borrow to use for a variety of purposes. It allows you to borrow cash for personal expenses and then repay over time.
A personal loan can be used for a number of expenses such as moving house expenses, debt consolidation, medical bills, wedding expenses, home renovations or repairs, funeral costs, vacation costs, unexpected expenses.

Salary Advance/Loan

This loan is given to individuals that earn income from regular monthly income from paid employment.
The loan helps employees meet unplanned financial commitments before salary day, the repayment terms are flexible to accommodate lump-sum or installment repayment.

Assets Financing /Leases

This product exists to help our customers buy assets with loan support based on a certain percentage of the cost of the assets.
The asset in question is used as the collateral and the product is available to both individuals and small businesses.

Working Capital Loan

This is a loan for small and medium enterprises business that fund their everyday business operations. It is a flexible loan option for small businesses that need cash quickly to cover immediate expenses or/and cyclical business financing pattern.

School Fees Loan

This is a short-term loan that is intended to facilitate the prompt payment of school fees by parents and guardians for their children and/or ward's educational needs such as tuition fees, uniforms, books, meals, boarding among others.

Stock/Trade Finance

This is a type of loan where a customer takes the loan solely to purchase products to sell or use as a raw material for production.
Stock financing enables a company to effectively manage its working capital and to improve cash flow.

Invoice Discounting

This is when a business obtains a loan based on its confirmed unpaid invoices which are used as collateral for the loan.
This loan product is designed to allow businesses to get some of their outstanding invoices paid earlier and is based on a certain percentage of the confirmed value of the invoice.
The loan is repaid once the invoice is fully settled

Local Purchase Order Finance

This is a short-term financing option designed to assist businesses to supply a confirmed order to a company.
The loan is also based on a certain percentage of the local purchase order.

Financial Advisory Service

At the specific request of a Customer, our pull of financial experts render financial advisory services to support our clients, particularly in areas of book keeping, stock management, etc. In most cases, these services come as not paid-for or auxiliary support.