info@kobolender.com +(234) 9079060202

Loan for MSME's

MSMEs

Micro Borrower and. Small Scale Businesses
Micro Borrower - Petty Traders

Irregular / Low Income

Mobility is High

Stock Finance, Leases, Asset finance ,working Capital

N500,000.00

Age- 20 to 55
*Customer must have envidence of a resonable sources of income . *
* Customer does not have not performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
Guarantor with verifiable income is required
*Asset used a collateral for Assets finacing products

Small Scale Businesses

Irregular Income

Has Limited Choices

Trade finance , Leases, Asset finance , Stock Finance,Overdraft .

N1,000,000.00

Age- 20 to 45
*Customer must have envidence of a resonable sources of income.
*Customer must have incorporated the company.
* Customer does not have any non-performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
*Customer must have an active Bank account.
*Guarantor with verifiable income is required
*Asset used a collateral for Assets finacing products

Medium Scale Business

Irregular Income

Has Many Choices

Stock financing, invoice discounting , LPO, Trade Financing, Leases/ Asset finance , working Capital

N1,500,000.00

*Age- 20 to 55
*Customer must have envidence of a resonable sources of income . *
* Customer does not have any non- performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
*Customer must have a registered business enterprise *Customer must have an active Bank account.
*Guarantor with verifiable income is required
*Asset used a collateral for Assets finacing products

On-Lending (Coorporative Societies)

Are in clusters

Very structured

Applicable rates are usually low

On –lending

N10,000,000.00

he society must be dully registered with CAC
* Credit must be guaranteed by the society.
*Credit are mostly cash Collaterise