info@kobolender.com +(234) 9079060202

INDIVIDUAL LOAN TIPS

INDIVIDUAL LOAN TIPS

Individuals

INDIVIDUALS PRODUCT LOANS
Salary Earners –Private

Professional

Knowledgeable

Have access to a monthly income

Personal loan, Salary Advance, school fees loan, Leases

N1,000,000.00

Age- 21 to 60
*Customer is an employee of approved company and must be Confirmed
*Repayment will not exceed 30% of customer’s post –tax salary
* Customer does not have any non- performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
* For personal loan, not more than 50% of the net monthly salary shall be disbursed
*Guarantor required
Access to customers’ terminal benefit
*Credit Insurance

Salary Earners –Public (Civil Servants)

Professional

Knowledgeable

Have access to monthly income

Salary may not be regular

Personal loan, Salary Advance, school fees loan, Leases, Travel Loans

N1,000,000.00

Age- 21 to 60
*Customer is an employee of approved Ministries or MDAs & must be confimed
*Repayment will not exceed 30% of customer’s post –tax salary
* Customer does not have any non-performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
* For personal loan, not more than 50% of the net monthly salary shall be disbursed.
*Guarantor required
Access to customers’ terminal benefit
*Credit Insurance

Skilled Labur

Very Mobile

Skillful

Irregular / Low income

Salary may not be regular

Personal loan, school fees loan, Leases

N500,000.00

Age- 20-50
*Customer must have envidence of a resonable skills and income . *
* Customer does not have not any non-performing Loan.
* Customer must have an active bank account.
*Customer must have a verifiable mean of identification in addition to BVN/NIN
*Guarantor with verifiable income is required
*Guarantor required

Unskilled Labour

Very Mobile

Not Skilled

Irregular / Low income

Personal loan, school fees loan, Leases

N100,000.00

Age- 18 to 35
*Customer must have envidence of a resonable sources of income . *
* Customer does not have any non-performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN Customer must have an active Bank account.
*Guarantor with verifiable income is required

Self Employed-Artisan

Irregular Income

Has Limited Choice

Business Mostly Unstructured

Personal loan, school fees loan, Leases, Asset finance

N300,000.00

Age- 30 to 55
*Customer must have envidence of a resonable sources of income . *
* Customer does not have not performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
*Guarantor with verifiable income is required

Self Employed Professionals

Irregular Income

Has Many Choices

Medium to High Income

Personal loan, school fees loan, Leases,

N1,000,000.00

*Age- 21 to 60
*Customer must have envidence of a resonable sources of income . *
* Customer does not have not any non-performing Loan
*Customer must have a verifiable mean of identification in addition to BVN/NIN
*Customer must have an active Bank account
*Guarantor with verifiable income is required